Uber Accident Lawyer in Pasadena, California

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If you were hurt in an Uber or Lyft accident in Pasadena, the insurance available to compensate you depends heavily on what the driver’s app was doing at the moment of the crash. California regulates rideshare companies through the California Public Utilities Commission (CPUC) and requires them to carry different levels of insurance depending on whether the driver was waiting for a ride request or actively transporting a passenger. Figuring out which policy applies, and pursuing the parties responsible, is often the biggest challenge in an Uber accident claim. An experienced Pasadena rideshare accident attorney can help identify the coverage that applies to your case and protect your right to file within California’s deadlines.

How Uber Accident Claims Work in California

Uber and Lyft operate in California as transportation network companies (TNCs), licensed and regulated by the California Public Utilities Commission (CPUC). The CPUC sets minimum insurance requirements that TNCs and their drivers must carry, which vary depending on what the driver’s app was doing at the time of a crash.

Because a rideshare accident can involve the Uber or Lyft driver, another motorist, the TNC’s commercial insurance policy, and sometimes the driver’s personal auto policy, an Uber accident claim in California is often more complicated than an ordinary car accident case. Identifying which policy applies, and how much coverage is available, is usually the first step toward full compensation.

Insurance Coverage Depends on the Driver’s Phase

According to the CPUC, California ties available rideshare insurance coverage to the driver’s activity at the time of the crash:

  • App on, waiting for a ride request. The TNC must provide primary coverage of at least $50,000 per person and $100,000 per incident for death and personal injury, plus $30,000 for property damage, along with $200,000 in excess liability coverage per occurrence.
  • Ride accepted, en route to pick up the passenger. The TNC’s primary commercial insurance must provide at least $1,000,000 in coverage.
  • Passenger in the vehicle. The TNC must maintain at least $1,000,000 in primary commercial coverage, along with $1,000,000 in uninsured and underinsured motorist coverage.

Insurers sometimes dispute which phase applied at the time of a crash, which is one reason injured riders and third parties often turn to an attorney to help sort out available coverage.

Who Can Be Held Liable After an Uber Accident

Depending on the facts, liability may fall on the Uber or Lyft driver, another negligent motorist, or in some cases a third party, such as a vehicle manufacturer. California follows a pure comparative negligence rule, established by the California Supreme Court in Li v. Yellow Cab Co. of California, 13 Cal. 3d 804 (1975). Under this rule, an injured person can recover damages even if they were partly at fault for the accident, though their compensation is reduced by their own percentage of fault.

Because fault percentages directly affect how much compensation is available, insurance companies and defense attorneys often dispute exactly how much responsibility each party bears.

Filing Deadline: California’s Statute of Limitations

Under California Code of Civil Procedure section 335.1, a person injured by the wrongful act or neglect of another generally has two years from the date of the accident to file a personal injury lawsuit.

Missing this deadline can permanently bar a claim, no matter how strong the underlying facts are. Because Uber accident cases often involve multiple insurers and disputes over which coverage phase applied, it is best to begin gathering evidence and speaking with an attorney well before the deadline approaches.

Steps to Take After an Uber Accident in Pasadena

  1. Get medical attention. Some injuries are not obvious right away, and prompt treatment also documents the harm you suffered.
  2. Report the crash. Contact law enforcement and report the incident through the Uber or Lyft app.
  3. Document the scene. Photograph vehicle damage, visible injuries, and the surrounding area, and collect witness contact information.
  4. Save your trip details. Screenshot the ride receipt, driver information, and trip timeline before the app makes them harder to access.
  5. Avoid giving a recorded statement to any insurance company before speaking with an attorney.
  6. Consult an Uber accident lawyer who can identify which insurance policy applies to your claim and protect your right to file within California’s deadlines.

Why Work With a Pasadena Uber Accident Lawyer

Rideshare claims involve layered insurance policies, disputed coverage phases, and insurers looking to minimize what they pay. An attorney who regularly handles car accident and other personal injury claims knows how to investigate a crash, identify every available source of coverage, and push back when an insurer tries to shift blame.

The team at KP Law handles personal injury cases on a contingency-fee basis, meaning there is no fee unless they recover compensation for you. If you were injured in a rideshare accident in Pasadena, discussing what happened with an experienced attorney is a reasonable first step toward understanding your options.

Call (866) 973-5691 to discuss your case.

Disclaimer: This article is for informational purposes only and does not constitute legal advice. For legal guidance tailored to your specific situation, consult a licensed attorney.